As a mortgage broker, I work with many Canadians who feel like they’re doing everything right—making mortgage payments, saving when they can—but still aren’t getting ahead financially. With rising living costs and pressure to plan for retirement, the traditional advice to “pay off your mortgage first, then invest” just doesn’t cut it anymore.

That’s why I became a Smith Manoeuvre Certified Professional™.

The Smith Manoeuvre is a proven strategy that allows you to convert your mortgage into a tax-deductible investment loan—turning your largest expense into a tool for building long-term wealth. You don’t need extra income to get started, and it works within your existing budget.

This approach creates an opportunity to pay off your mortgage faster, grow an investment portfolio, and generate annual tax refunds—all at the same time.

My goal is to help clients take control of their financial future using smarter strategies, not harder sacrifices. If you're a homeowner with equity and a long-term mindset, this may be worth exploring.

Let’s talk about whether it’s the right fit for your situation.